I saved myself from a voice phishing/vishing

It was already morning. Still, I was half sleeping. Dreaming… aliens flying around in the sky in their pyramid-shaped spaceships. Anyway… suddenly, my phone rang.

Now, sometimes I let the phone calls go as in missed for unknown numbers if I can’t open my eyes. But this time it was on the table near to my bed, and I was bored with the same dream. I picked up the phone, still inside the cosiness of my warm blanket. It was indeed an unknown number. Maybe, a girl offering personal loan or balance transfer, I thought. It could be anyone. So, I answered it.

“Hello, I am calling from Ad bank, Bangalore branch. I called to assist you to collect your debit card that you lost recently”, the guy on other side said. I tossed my side of the blanket and sit up. My eyes wide opened with confusions. First, I remembered that all of my cards are safe with me. Second, which bank did he say from?

“Sorry, where are calling you from?”, I asked.

“I am calling from Ad bank”, the guy repeated.

Still, without any clue which he was talking about the bank or branch, I said, “I do not have an account in this bank!!”

“Okay, sir” and he just hung up. Just like that.

With all doubts and curiosity, I searched the number on the TrueCaller website. There, I found the given name for the number is ‘Calls and asks bank details’. I guess, I saved myself from being scammed. Although, if he had seemed legit or not, I was not going to share my bank details anyway. I noticed it has a 50% increase as of spam reporting. I also added my contribution by marking the number as spam.

I have read several times in the news that even after constant warnings in TV ads and direct SMSs by official authorities, regarding not sharing the private information of bank accounts and linked cards to unknown and unauthorized callers, still, many people fall for such scams and lose their money.

So, before answering anyone’s questions over a phone call with your bank details, take a pause and think. Do you really need to share information the person on the other side is asking for? Even if you are having trouble with your product or service, avoid such incoming phone calls, unless you really trust them. Even if you trust the caller you are talking with, still, be bold and do not give in to share private information such as Debit/Credit/ATM card PIN, Net-Banking credentials, OTPs (One Time Password), etc. to everyone.

Now that I was awake, it started to bother me about what to do when aliens actually show up. Let’s hope they come in peace. Until then, be careful of scammers. They are everywhere to lure away your money.

Header image source – Smishing and vishing: How these cyber attacks work and how to prevent them
Header image by Jane Kelly / Roshi11 / Egor Suvorov / Getty Images